Terms of Use

The information provided on this website is intended for educational purposes only. By using this website, you indicate your understanding that STOV Advisory Services LLC ("STOV") does not warrant said information and expressly disclaims any implied warranties, including but not limited to non-infringement, merchantability, or fitness for a particular purpose. STOV will not be held responsible for any loss or damage that may result from the interception by third parties of any information or services made available to you on this website. Although the information on this website is obtained from sources we believe to be reliable, STOV cannot and does not guarantee its accuracy, validity, timeliness, or completeness.

Neither STOV nor any of its officers or third-party vendors will be liable for any loss or damage you may incur in the event of any failure or interruption of this website or resulting from the act or omission of any act by any party involved in the creation and/or maintenance of this website or the information contained herein. In no event will STOV or any of its officers or third-party vendors be liable to you, whether in contract or tort, for damages of any kind? This limitation on liability includes, but is not limited to, the transmission of any viruses that may infect your equipment, unauthorized access, theft, operator errors, strikes or other labor problems, or any force majeure. STOV does not, nor do any of its officers or third-party vendors, guarantee continuous, uninterrupted, or secure access to this website.

Information provided on this website is the exclusive property of STOV except as may be otherwise stated. You stipulate that this website is for your personal and non-commercial use only. You may print, copy, and download any information or portion of this website for your personal use only, and you agree that you will not copy, edit, distribute, or transmit said information. Such use is in no way transfers title to any material found on this website. Nothing on this website shall be interpreted as granting any license or right to use any image, trademark, logo, or service mark appearing on this website, whether belonging to STOV or any third-party vendor.